News ArticleCholamandalam Financial Holdings Posts Rs.1,520 Cr Consolidated PAT for Q2 FY27, Up 25% Year-on-Year
Consolidated total income rises 19% to Rs.11,388 Cr; Cholamandalam Investment & Finance disburses Rs.35,872 Cr, assets under management jump 23%
Cholamandalam Financial Holdings Limited announced a 25% increase in consolidated profit after tax (PAT) to Rs.1,520 crore for the quarter ended September 30, 2026. The company's consolidated total income grew 19% to Rs.11,388 crore, driven by significant growth in its subsidiaries including Cholamandalam Investment & Finance and Cholamandalam MS General Insurance.
Cholamandalam Financial Holdings Limited
General / Other
Cholamandalam Financial Holdings Limited reported a consolidated profit after tax (PAT) of Rs.1,520 crore for the quarter ended September 30, 2026, marking a 25% increase compared to the same quarter last year. Consolidated total income for the quarter grew by 19% to Rs.11,388 crore, reflecting growth across its financial services and insurance subsidiaries.
The quarter witnessed significant performance from Cholamandalam Investment & Finance Company Ltd, where CFHL holds approximately 43.48% stake. The company disbursed Rs.35,872 crore in Q2 FY27, a 47% increase year-on-year, contributing to a PAT of Rs.1,630 crore for the quarter, up 41% from the previous year.
Assets under management across CFHL increased by 23% to Rs.2,68,009 crore as of September 30, 2026, compared to Rs.2,14,906 crore a year earlier.
Cholamandalam MS General Insurance Company Ltd, a 60% owned subsidiary, recorded Gross Written Premiums (GWP) of Rs.4,618 crore for the first half of FY27, growing 6% over the prior year period. However, it reported a post-tax loss of Rs.120 crore for Q2 FY27, influenced by natural catastrophe events and higher claims in the Motor Own Damage segment.
Cholamandalam MS Risk Services Ltd, a joint venture company with a 49.5% stake, generated total income of Rs.26.32 crore for the quarter and saw a slight decrease in PAT to Rs.0.85 crore compared to the previous year.
On a standalone basis, Cholamandalam Financial Holdings posted a total income of Rs.31 crore and PAT of Rs.27.89 crore for the quarter ended September 30, 2026, slightly higher than the previous year.
Highlights
- Consolidated PAT rises 25% to Rs.1,520 crore in Q2 FY27 versus Q2 FY26.
- Consolidated total income increases 19% to Rs.11,388 crore.
- Cholamandalam Investment & Finance disbursed Rs.35,872 crore in Q2 FY27, a 47% year-on-year growth.
- Assets under management expand 23% to Rs.2,68,009 crore as of September 30, 2026.
- Cholamandalam MS General Insurance records Rs.4,618 crore GWP in H1 FY27, a 6% increase, but posts a Q2 loss of Rs.120 crore due to natural catastrophes and motor claims.
- Standalone PAT slightly up at Rs.27.89 crore for the quarter.
Key Data Snapshot
What happened
- Cholamandalam Financial Holdings reported a consolidated profit after tax (PAT) of Rs.1,520 crore for the quarter ended September 30, 2026, a 25% increase year-on-year.
- Consolidated total income grew 19% to Rs.11,388 crore for the same period.
- The quarter saw strong disbursements from Cholamandalam Investment & Finance at Rs.35,872 crore, up 47%.
Key details
- Assets under management rose 23% to Rs.2,68,009 crore as of September 30, 2026 compared to the prior year.
- Cholamandalam MS General Insurance's gross written premium increased 6% to Rs.4,618 crore in H1 FY27 but incurred a post-tax loss of Rs.120 crore in Q2 due to natural catastrophes and motor claims.
- Cholamandalam MS Risk Services reported increased total income but slightly lower PAT for the quarter.
- Standalone results showed a marginal increase in PAT to Rs.27.89 crore for Q2 FY27.
Background and context
- Cholamandalam Financial Holdings Limited is part of the Murugappa Group, a diversified conglomerate with businesses in financial services, agriculture, engineering and more.
- CFHL owns significant stakes in financial services subsidiaries including Cholamandalam Investment & Finance and Cholamandalam MS General Insurance.
- The group operates with a workforce of over 1 lakh employees and a broad portfolio of brands and products.
Highlights
- Consolidated PAT rises 25% to Rs.1,520 crore in Q2 FY27 versus Q2 FY26.
- Consolidated total income increases 19% to Rs.11,388 crore.
- Cholamandalam Investment & Finance disbursed Rs.35,872 crore in Q2 FY27, a 47% year-on-year growth.
- Assets under management expand 23% to Rs.2,68,009 crore as of September 30, 2026.
- Cholamandalam MS General Insurance records Rs.4,618 crore GWP in H1 FY27, a 6% increase, but posts a Q2 loss of Rs.120 crore due to natural catastrophes and motor claims.
- Standalone PAT slightly up at Rs.27.89 crore for the quarter.
Disclosures
- Listing obligations and disclosure requirements
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