Aditya Birla Capital Posts ₹1,288 Crore Q2 FY27 Profit, Up 38% Year-on-Year Amid Strong Revenue and AUM Growth
Consolidated revenue rises 31% to ₹16,545 crore; significant premium increases in life and health insurance during H1 FY27
Aditya Birla Capital Limited posted a 38% year-on-year rise in consolidated profit after tax to ₹1,288 crore for the quarter ended September 30, 2026, supported by a 31% revenue increase to ₹16,545 crore and 32% growth in lending assets under management (AUM) to ₹2,33,930 crore. The company also reported significant year-on-year growth in life and health insurance premiums during H1 FY27, alongside expanding customer acquisition through its digital platforms and branch network expansion.
Aditya Birla Capital Limited
Financial Results
Aditya Birla Capital Limited announced robust financial results for Q2 FY27, reporting a consolidated profit after tax of ₹1,288 crore, a 38% increase year-on-year, alongside a 31% rise in consolidated revenue to ₹16,545 crore. Lending assets under management grew by 32% year-on-year to ₹2,33,930 crore, supported by strong performances across its NBFC, housing finance, mutual fund, life insurance, and health insurance businesses.
The company’s total assets under management (AMC, life insurance, health insurance) surged 2.2 times year-on-year to ₹12,33,906 crore as of September 30, 2026. Life insurance individual first year premiums increased by 25% year-on-year to ₹2,342 crore in H1 FY27, while health insurance gross written premiums grew by 48% to ₹4,543 crore over the same period.
In the NBFC segment, disbursements rose 12% year-on-year to ₹24,708 crore, with AUM growing 26% to ₹1,76,557 crore. Profit before tax increased 41% to ₹1,352 crore. Housing finance disbursements grew 55% year-on-year to ₹8,957 crore, with AUM expanding 50% to ₹57,373 crore and profit before tax rising 73% to ₹335 crore.
The mutual fund business reported a 4% increase in quarterly average AUM to ₹4,41,787 crore, with an equity AUM increase of 9% to ₹2,09,230 crore. Life insurance improved its net value of new business margin by 447 basis points to 16.1%, with absolute net VNB growing 78% year-on-year to ₹424 crore.
Aditya Birla Capital continues expanding its digital offerings, acquiring approximately 1.3 crore customers through its D2C platform 'ABCD' and scaling its B2B MSME platform 'Udyog Plus' with over 24 lakh registrations and ₹7,262 crore AUM as of September 30, 2026. The physical branch network has grown to 1,822 branches nationwide to penetrate tier 3 and 4 markets.
Additionally, the company granted stock options and performance stock units aggregating 4,81,809 units at an exercise price of ₹358.35 per share on October 30, 2026, under its employee stock option scheme.
Highlights
- Consolidated profit after tax of ₹1,288 crore, up 38% year-on-year for Q2 FY27
- Consolidated revenue rises 31% year-on-year to ₹16,545 crore
- Lending AUM grows 32% year-on-year to ₹2,33,930 crore with sequential growth of 7%
- Life insurance individual first year premium increases 25% year-on-year to ₹2,342 crore in H1 FY27
- Health insurance gross written premium grows 48% year-on-year to ₹4,543 crore in H1 FY27
- NBFC disbursements up 12% year-on-year, housing finance disbursements rise 55% year-on-year in Q2 FY27
Key Data Snapshot
What happened
- Aditya Birla Capital reported unaudited standalone and consolidated financial results for Q2 and H1 FY27.
- The company granted stock options and performance stock units totaling 4,81,809 units to eligible employees under its 2022 employee benefit scheme.
- No deviation or variation occurred in the utilization of proceeds from previous preferential equity issuance and non-convertible debentures for the quarter ended September 30, 2026.
- The security cover certificate as of September 30, 2026, in prescribed format was annexed to the financial results.
Financial performance
- Consolidated profit after tax rose 38% year-on-year to ₹1,288 crore in Q2 FY27.
- Consolidated revenue increased 31% year-on-year to ₹16,545 crore.
- The company’s total AUM grew to ₹12,33,906 crore, a 2.2 times increase year-on-year.
- Life insurance individual first year premiums increased by 25% to ₹2,342 crore in H1 FY27.
- Health insurance premiums grew 48% year-on-year to ₹4,543 crore in H1 FY27.
- NBFC profit before tax increased 41% year-on-year to ₹1,352 crore.
- Housing finance profit before tax increased 73% year-on-year to ₹335 crore.
Operational performance
- NBFC disbursements grew 12% year-on-year to ₹24,708 crore with AUM of ₹1,76,557 crore.
- Housing finance disbursements rose 55% year-on-year to ₹8,957 crore with AUM of ₹57,373 crore.
- Mutual fund quarterly average AUM increased 4% year-on-year to ₹4,41,787 crore.
- The company's digital platforms 'ABCD' and 'Udyog Plus' saw user bases of around 1.3 crore and 24 lakh respectively as of September 30, 2026.
- Physical branch network expanded to 1,822 branches nationwide.
Highlights
- Consolidated profit after tax of ₹1,288 crore, up 38% year-on-year for Q2 FY27
- Consolidated revenue rises 31% year-on-year to ₹16,545 crore
- Lending AUM grows 32% year-on-year to ₹2,33,930 crore with sequential growth of 7%
- Life insurance individual first year premium increases 25% year-on-year to ₹2,342 crore in H1 FY27
- Health insurance gross written premium grows 48% year-on-year to ₹4,543 crore in H1 FY27
- NBFC disbursements up 12% year-on-year, housing finance disbursements rise 55% year-on-year in Q2 FY27
Disclosures
- SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015
- SEBI (Share Based Employee Benefits and Sweat Equity) Regulations, 2021
- SEBI (Issue of Capital and Disclosure Requirements) Regulations, 2018
- SEBI Master Circular dated July 11, 2025
- SEBI Master Circular SEBI/HO/17/11/12(2)2026-DDHS-POD1/l/22420/2026 dated September 28, 2026
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