What we do Saraswati Commercial (India) Ltd is an NBFC focusing on investments, trading in shares, securities, and lending activities primarily within India's financial sector. |
Founded in 1,983 |
Market share Among leading mid-sized NBFCs with asset size exceeding Rs. 1,000 crore, following RBI's scale based regulations. |
Problem solved Provides capital and investment solutions supporting India's growing financial markets and lending needs beyond traditional banks. |
Top clients or who we serve Serves retail and institutional investors; B2B and B2C segments through investment and lending products. |
Key management Mrs. Vaishali Dhuri (Whole Time Director & CFO), Mr. Rajiv Pathak (CEO) with experienced executive team. |
Our journey and innovations Established in 1983, expanded via amalgamation in 2017; compliant with evolving RBI regulations; strong governance focus. |
Where we operate Operating primarily in India with subsidiaries Sareshwar Trading & Finance Pvt Ltd and Arkaya Commercial Pvt Ltd. |
Top products or what we offer Investment in financial instruments, share trading, lending products through subsidiaries and own portfolio. |
Top brands - |
Raw materials needed - |
Raw materials supplier - |
Recurring vs cyclical contribution Revenue mainly from recurring financial income including realized and unrealized gains from investments. |
Our industry position Mid-layer NBFC with Rs. 1,000+ crore assets; compliant with RBI scale-based regulations; reputed for governance. |
Financial highlights FY 2024-25 standalone revenue Rs. 75.45 crore; net profit Rs. 53.42 crore; total comprehensive income Rs. 190.64 crore. |
Geographical revenue split Revenue predominantly from Indian markets; no foreign exchange earnings reported. |
Order book - |
Whats driving growth Growth fueled by disciplined investment strategy, regulatory compliance, and expansion via subsidiaries. |
Our future plans Focus on strengthening investment portfolio, expanding lending operations, and compliance with RBI guidelines. |
Our green promise - |
Our people and values Employs 9 personnel with strong focus on ethics, diversity (33% female employees), and governance. |
Key challenges ahead Maintaining asset quality and profitability amidst regulatory changes and market volatility. |
Interesting facts Successfully completed amalgamation and raised capital through a unique preferential share issue in 2025. |
Risks and strategy Mitigates credit and market risks through prudent asset management and adherence to RBI regulatory frameworks. |
