What we do Yes Bank Limited is a new-age private sector bank in India providing diverse banking services across Treasury, Corporate, Retail, and Other Banking Operations segments. |
Founded in 2,003 |
Market share Among top private banks in India with significant shares in digital payments and retail banking segments. |
Problem solved Facilitates financial inclusion, efficient banking services, and supports growth in corporate and retail sectors through innovative banking solutions. |
Top clients or who we serve Serves retail customers, MSMEs, corporates, financial institutions; operates B2B, B2C, and government banking services. |
Key management - |
Our journey and innovations Founded in 2003, underwent a unique turnaround with strategic capital raises, digital transformation, and expanded retail footprint driving profitable growth. |
Where we operate Pan-India presence with over 1,255 branches, 235 Business Correspondent outlets, and international operations via IFSC Banking Unit in GIFT City. |
Top products or what we offer Offers retail banking, corporate banking, treasury, digital payments, credit cards, loans, wealth management and other financial services. |
Top brands IRIS mobile app, YES Pay Next (UPI app), YES Pay Biz (merchant solution), YES Grandeur program for affluent customers. |
Raw materials needed - |
Raw materials supplier - |
Recurring vs cyclical contribution Revenue mainly recurring via interest income and fees; cyclical exposure limited through prudent risk management. |
Our industry position 6th largest private sector bank in India by assets; leader in digital payments with extensive retail and corporate franchise. |
Financial highlights FY 2024-25 net profit of Rs 2,406 crore, total assets Rs 4.23 lakh crore, deposits Rs 2.85 lakh crore, 92% profit growth YoY, CASA ratio 34.3%. |
Geographical revenue split Revenue predominantly from India with growing international footprint through IFSC in GIFT City. |
Order book - |
Whats driving growth Growth driven by retail and commercial loan expansion, digital payment leadership, strong capital base, and strategic partnerships. |
Our future plans Focused on expanding branch network, digital innovations, leveraging SMBC partnership, and enhancing asset quality and profitability. |
Our green promise Committed to sustainable finance with green bonds, net-zero by 2030, and financing renewable energy projects. |
Our people and values Emphasizes a diverse, inclusive workforce of over 29,000 employees with strong performance culture and leadership development. |
Key challenges ahead Macro-economic uncertainties, competitive banking landscape, regulatory changes, and maintaining asset quality amidst growth. |
Interesting facts First Indian bank to issue Green Infrastructure Bonds and included in multiple global ESG benchmark indices. |
Risks and strategy Risk managed through strong governance, proactive provisioning, and balanced growth strategy focusing on quality assets and digital transformation. |
