| e-Governance and Citizen Services | Delivery of government to citizen (G2C) and business to citizen (B2C) services through 2200+ centers. | Extensive rural network and exclusive government project partnerships. | Government agencies, rural citizens, banks, and businesses. | Biometric data services and payment collection services. | 60 | 57 | Service contracts, management fees, licensing models. | Mostly fixed service contracts with government, franchise arrangements for service centers. | Government digitalization, rural inclusion policies, franchise expansion. | ABHEE Citizen Services |
| Software Development and Enterprise Applications | Custom software development for banking, insurance, and municipal governance sectors. | Proven delivery methodology (RACE) and longstanding client relationships. | Banks, financial institutions, municipal corporations. | Enterprise application development and managed infrastructure. | 30 | 28 | Project-based development revenue and ongoing maintenance contracts. | Project billing and annual maintenance contracts. | Rising demand for digital transformation in public and private sectors. | Custom IT Solutions |
| Financial Services and Education | Microfinance, insurance support, digital literacy, and educational services. | Subsidiaries specializing in niche microfinance and education markets. | Rural customers, educational institutions, and financial institutions. | Financial service products and digital education. | 15 | 15 | Fees from financial services and educational programs. | Service fees and program subscriptions. | Government financial inclusion schemes and digital literacy initiatives. | Vedavaag Financial Services, Vagdevi Sark Edutech |
