| Mutual Funds | Comprehensive mutual fund schemes for diversified investment needs covering multiple asset classes. | Strong brand legacy, wide distribution network, regulatory compliance, and consistent fund performance. | Primarily retail and institutional investors across India; B2C and B2B segments. | Equity and passive funds commanding higher management fees and economies of scale. | 1300 | 90 | Management fees and expense ratios based on average AUM of mutual fund schemes. | Fees based on percentage of AUM, tiered management fees aligned with fund size. | Increasing retail penetration, new product launches, rising SIP flows, digital investor acquisition. | UTI Mutual Fund flagship schemes including equity, hybrid, debt, ETFs, index funds. |
| Pension Funds | Management of pension corpus for government, private subscribers, and institutional clients under PFRDA regulation. | PFRDA license, strong government association, competitive fund performance, extensive branch and POP network. | Government employees, private sector subscribers, and institutional accounts; B2G and B2B focused. | Large sovereign and government pension funds with stable fee income. | 360 | 7 | Investment management fees on pension fund assets under management. | Asset-based fees as per regulatory norms for pension fund management. | Growing National Pension System adoption and increasing retirement savings awareness. | UTI Pension Fund Limited managing National Pension System assets and other pension schemes. |
| Alternate Investment Funds and Private Credit | Private credit, structured debt, real estate and alternate asset investments for institutional and accredited investors. | Specialised investment expertise, regulatory-compliant alternate fund structures, and established track record. | Institutional investors, high net worth individuals, private equity participants; B2B and B2B2C. | Performance fees from successful private credit and structured debt funds. | 22 | 1 | Management fees, performance fees, carried interest from alternative funds and portfolio management services. | Management and performance fee based on fund structure. | Rising alternative asset allocation by investors and credit market opportunities. | UTI Structured Debt Opportunities Funds, Real Estate Opportunities Funds, Multi Opportunities Fund. |
