Ushakiran Finance Ltd (USHAKIRA) Share Price & Fundamentals

What we do

Ushakiran Finance Limited is an India-based financial services company offering loans, leasing, investment, and consulting services such as project reports and loan syndication.

Founded in

1,986

Market share

A niche player among Non-Systematically Important Non-Banking Finance Companies with assets under Rs. 100 Crores.

Problem solved

Facilitates access to capital and financial advisory services, helping businesses and individuals with investment and financing needs.

Top clients or who we serve

Clients primarily include individuals and small businesses seeking loans, financing solutions, and investment services (B2B and B2C).

Key management

Mr. Omprakash Koyalkar (Manager), Mr. T. Ramesh Babu (Chief Financial Officer), Mrs. Sanjana Jain (Company Secretary).

Our journey and innovations

Incorporated in 1986, gained SEBI Category I Merchant Banker registration in 1995, evolving into a professional finance company focused on investment and financing.

Where we operate

Primarily operates in India with a focus on regional financial markets.

Top products or what we offer

Loans and advances, leasing, finance and investment services, project report preparation, loan syndication, capital and debt restructuring.

Top brands

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Raw materials needed

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Raw materials supplier

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Recurring vs cyclical contribution

Revenue mainly from interest, fees, and investment returns; earnings subject to market cycles and credit risks.

Our industry position

A smaller NBFC niche player with steady growth and improving profitability within India’s competitive financial services sector.

Financial highlights

FY 2024-25: Gross income Rs. 55.40 lakhs; Net profit Rs. 24.38 lakhs, showing strong margin improvements year-over-year.

Geographical revenue split

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Order book

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Whats driving growth

Growth driven by rising interest and other income amid stable financial market conditions and increasing financing activity.

Our future plans

Focus on prudent investments and expanding financing activities while managing credit and market risks carefully.

Our green promise

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Our people and values

Lean organization emphasizing professionalism, governance, and compliance with proactive board oversight.

Key challenges ahead

Market volatility, competition, credit risk, regulatory changes, and maintaining operational excellence in lending and investments.

Interesting facts

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Risks and strategy

Risks include credit, market, and operational risks; mitigated by internal controls, risk management policies, and diversified investments.