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Usha Financial Services Ltd (USHAFIN) Share Price & Fundamentals

SegmentOfferingsAdvantages / MoatCustomersHigh-Margin AreasRevenue (₹ Cr.)Revenue %How We EarnPricing ModelGrowth DriversTop Brands
Lending ServicesProviding loans to MSMEs, corporates, NBFCs, and individual entrepreneurs, including electric vehicle financing and Loan Against Property.Strong capital base, RBI registration, niche focus on underserved borrowers especially women, and diversified loan portfolio.B2B and B2C with focus on MSMEs, women entrepreneurs, NBFCs, and electric vehicle sector clients.Loan Against Property and specialized financing products.60100Interest income from loans and advances to various customer segments.Interest-based lending with regulated rates; also fees from loan processing and services.Rising demand in MSME credit, NBFC on-lending expansion, and emerging electric vehicle financing segment.

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