What we do Upsurge Investment & Finance Ltd is a rapidly growing NBFC providing financial advisory, structured funding, and capital-raising services primarily to SMEs across India. |
Founded in 1,994 |
Market share An established NBFC with a strong presence in SME finance and advisory, listed on BSE since 1996. |
Problem solved Offers tailored funding solutions and advisory to SMEs lacking easy access to capital and structured financial services. |
Top clients or who we serve Small and mid-sized enterprises, Indian traders, and low-income families; primarily B2B with some retail microcredit segments. |
Key management - |
Our journey and innovations Started with Rs.3.25 million capital, went public in 1995; evolved to offer comprehensive financial and capital-raising advisory. |
Where we operate India-focused operations with strong SME customer base across various regions. |
Top products or what we offer Structured SME loans, debt syndication, corporate & commercial loans, capital-raising advisory from seed stage to IPO. |
Top brands - |
Raw materials needed - |
Raw materials supplier - |
Recurring vs cyclical contribution Revenue largely stable with cyclical elements linked to market conditions and client capital-raising activities. |
Our industry position Competitive NBFC with growing revenues, over Rs.113 crores revenue in FY25, capitalizing on SME credit demand. |
Financial highlights FY25 revenue Rs.113.17 crore (+96% YoY), PAT Rs.15.95 crore, driven by equity markets and expanded loan portfolios. |
Geographical revenue split Revenue predominantly from Indian market; no significant international revenues reported. |
Order book - |
Whats driving growth Growth driven by strong SME credit demand, equity market performance, and expanded financial advisory services. |
Our future plans Plans to leverage increased capital base for expanding loan book and enhancing advisory services; no major new businesses announced. |
Our green promise Committed to sustainability via digital annual reports and green initiatives; promotes e-voting and paperless communications. |
Our people and values Focus on health, safety, employee motivation, innovation, and meritocracy with a cordial work environment. |
Key challenges ahead Market volatility, regulatory compliance, and competition in SME financing remain ongoing challenges. |
Interesting facts Listed on multiple stock exchanges since 1996; early adopter of capital-raising advisory including IPO guidance. |
Risks and strategy Manages credit, market, and operational risks through policies; strong internal controls and risk management framework. |
