| Financing Activity | Leasing, hire purchase, consumer financing operations. | Longstanding market presence, regulatory compliance, and diversified credit portfolio. | B2B and B2C clients requiring asset financing solutions. | Consumer financing and hire purchase segments show higher profit margins. | 2 | 69 | Interest income from loans and hire purchase agreements. | Interest-based recurring revenue model with credit evaluation. | Regulatory easing, lower interest rates, increased credit demand. | |
| Renting Activity | Rental of leased assets and equipment. | Established asset base with stable client relationships and efficient management. | Corporate and retail clients requiring asset rentals. | Commercial leasing contributes higher margins. | 1 | 31 | Rental income from owned assets. | Recurring rental contracts. | Increasing asset rental demand amid cost-saving trends. | |