| Insurance Distribution | Retail insurance broking across health, life, and motor policies via digital and physical channels. | Largest certified PoSP network, proprietary tech platform enabling seamless policy comparison and purchase. | B2C retail customers and B2B Digital Partners (agents, brokers). | Direct broking commissions particularly from life and health insurance segments. | | | Commissions from insurance policy sales and renewals. | Commission-based on policy issuance and renewals. | Rising insurance penetration, digital interface adoption, expansion of PoSP network. | TurtlemintPro |
| Financial Products Distribution | Distribution of mutual funds, personal and business loans, and credit cards through platform and partners. | Integration with insurance broking platform offering cross-selling opportunities and diversified revenue streams. | Retail investors and consumers seeking financial products. | Mutual fund and loan distribution commissions. | | | Commissions and fees from financial product distributions. | Commission-based from financial product sales. | Increasing mutual fund penetration and consumer preference for digital financial services. | Turtlemint Mutual Fund Distributors |
