| Investments | Strategic equity investments in automotive components and insurance sectors, dividends, and capital gains. | Strong promoter influence, diversified automotive portfolio, leading brands with market leadership positions. | Primarily B2B through investee companies serving automotive OEMs and aftermarket sectors. | Dividend incomes from high performing automotive component companies and insurance subsidiary. | 95 | 62 | Dividend income, capital appreciation, and share of profits from associates. | Equity shareholding with returns through dividends and equity value appreciation. | Automotive sector recovery, increased stake acquisition, and strong portfolio company performance. | Brakes India, Turbo Energy, Axles India, Wheels India, Royal Sundaram General Insurance |
| Shared Services | Business process outsourcing services to domestic and international clients in Australia, UK, and India. | Established client relationships, global delivery centers with robust IT infrastructure. | B2B clients requiring outsourcing and business support services. | High-margin specialized outsourcing solutions. | 57 | 37 | Service revenues from business outsourcing contracts. | Contractual service fees, recurring revenues. | Increasing client base, expansion in overseas contracts, and digital transformation. | Sundaram Business Services Limited |
| Other Segments | Minor segment covering ancillary services and investments. | | Internal and external small scale clients. | | 3 | 2 | Residual incomes and minor operational revenues. | Incidental revenues. | Limited and non-core in nature. | |