| Corporate and Retail Finance | Corporate advisory, structured finance, retail loans against securities and property, trade finance | Diverse financial offerings, proprietary digital platform, strong client relationships | Large corporations, SMEs, retail individuals (B2B and B2C) | Retail loans via digital platform and corporate advisory services | 12 | 75 | Interest from loans and fees from advisory and structured finance | Interest-based lending plus fee per transaction/advisory service | Digital lending platform adoption, strategic partnerships, increasing retail credit demand | Oroboro digital lending app |
| Capital Market Services and Broking | Stock and derivatives broking, merchant banking, mutual fund advisory, fintech solutions | Regulatory licenses, technological infrastructure, multi-subsidiary synergy | Retail and institutional investors, corporates (B2B and B2C) | Merchant banking and fintech solutions | 4 | 25 | Brokerage fees, merchant banking fees, technology services subscriptions | Transaction fee-based and service subscriptions | Capital market activity, regulatory compliance, fintech innovations | Vertex Securities Limited, Transwarranty Capital Market Services Pvt Ltd |
