What we do Transwarranty Finance Ltd is an RBI registered NBFC offering diversified financial services including corporate and retail lending, investment banking, forex, and capital market services across India. |
Founded in 1,994 |
Market share Established player with strong presence in Mumbai and expanding digital consumer lending; services over 1,000 corporate and thousands of retail clients nationwide. |
Problem solved Provides structured finance, advisory services, and accessible consumer loans improving living standards and business growth through innovative digital lending. |
Top clients or who we serve Serves large, mid-sized, and small corporates, retail customers, and institutions; B2B and B2C financial services and advisory. |
Key management - |
Our journey and innovations Founded in 1994, evolved from leasing to digital consumer lending with proprietary OROBORO app; merged multiple subsidiaries to expand capabilities. |
Where we operate Primarily India, with significant operations in Mumbai and presence in multiple cities through subsidiaries. |
Top products or what we offer Corporate finance, project finance, trade finance, retail loans, investment banking, forex broking, derivatives broking, and wealth management. |
Top brands Oroboro digital lending platform; subsidiaries include Vertex Securities (broking & merchant banking) and Transwarranty Capital Market Services (fintech). |
Raw materials needed - |
Raw materials supplier - |
Recurring vs cyclical contribution Mix of recurring income from advisory and brokerage services plus cyclical income from lending and investment banking fees. |
Our industry position A mid-tier NBFC with strong niche in advisory services and digital consumer lending; compliant with RBI regulations as a base layer NBFC. |
Financial highlights FY2025 standalone revenue ₹12.47 crores, profit ₹0.65 crores; consolidated revenue ₹15.74 crores with net loss ₹5.4 crores due to subsidiary losses. |
Geographical revenue split Revenue mainly from Indian markets, with major concentration in Mumbai and expanding digital reach. |
Order book - |
Whats driving growth Digital transformation via Oroboro app, strategic channel partnerships, and enhanced technology infrastructure driving consumer loan growth. |
Our future plans Scale up digital consumer lending, expand fintech capabilities, and strengthen advisory and capital market services. |
Our green promise - |
Our people and values 37 permanent employees focused on innovation, compliance, and customer-centric financial services. |
Key challenges ahead Market competition, subsidiary profitability pressures, regulatory compliance, and scaling digital lending effectively. |
Interesting facts Pioneered digital consumer lending in FY2025 with proprietary app accelerating loan disbursals through partnerships. |
Risks and strategy Mitigates credit and market risk through conservative lending, asset cover on debentures, and ongoing technology upgrades. |
