Team India Guaranty Ltd (TEAMGTY) Share Price & Fundamentals

What we do

Team India Guaranty Ltd is a publicly listed Indian NBFC specializing in investment activities and expanding into retail and SME lending with technology-driven financial services.

Founded in

1,989

Market share

Active player in NBFC space with evolving presence, backed by strong promoters and invested in broadening financial services.

Problem solved

Provides safe investment options for own funds and bridges SME financing gaps with digital lending solutions.

Top clients or who we serve

Serves retail investors, SMEs, and corporate clients with credit and investment financial products, operating B2B and B2C segments.

Key management

Executive Director & CEO: Ms. Niru Shiv Kumar Kanodia; Chairman: Mr. Ashok Anant Paranjpe; strong leadership post 2024 management change.

Our journey and innovations

Founded in 1989, evolved from investment focus to diversified NBFC; recently started lending and acquired 4A FinTech to expand digital lending tech.

Where we operate

India, primarily Mumbai base with growing outreach through subsidiaries and technology platforms.

Top products or what we offer

Investment in debt instruments and eligible deposits; now offering retail and SME loans supported by digital fintech platforms.

Top brands

Operates under brands Team India Guaranty Limited and 4A FinTech (wholly owned subsidiary) for lending solutions.

Raw materials needed

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Raw materials supplier

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Recurring vs cyclical contribution

Revenue mainly from recurring interest income on investments and lending operations.

Our industry position

Mid-sized NBFC with strong promoter backing, transitioning to integrated investment and lending platform using fintech.

Financial highlights

FY25 revenue ₹3.70 crore; net profit ₹2.34 crore; improved margins driven by interest income growth and operational efficiency.

Geographical revenue split

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Order book

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Whats driving growth

Growth driven by expansion into SME and retail lending, acquisition of 4A FinTech, digital platform integration, and regulatory approval.

Our future plans

Scaling lending operations, leveraging 4A FinTech’s digital lending infrastructure, and broadening financial products.

Our green promise

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Our people and values

Small, focused team promoting continuous learning, innovation, and compliance in a technology-driven culture.

Key challenges ahead

Economic fluctuations, regulatory changes, competition in digital lending, and managing asset quality in new credit segments.

Interesting facts

Evolved from Times Guaranty Ltd to Team India Guaranty Ltd in 2025 after management change; acquiring a full-stack FinTech company.

Risks and strategy

Mitigates credit and regulatory risks through strong governance, risk management, and phased expansion into lending.