What we do TCI Finance Ltd, promoted by TCI Group, is a Non-Banking Finance Company offering financial services and knowledge process outsourcing through its subsidiary. |
Founded in 1,973 |
Market share Established NBFC with consistent presence in financial services sector with a minor share in knowledge process outsourcing. |
Problem solved Provides diverse financial solutions and intellectual property related outsourcing to improve client operational efficiency. |
Top clients or who we serve Serves financial sector clients and corporate customers requiring intellectual property outsourcing; operates B2B model. |
Key management - |
Our journey and innovations Incorporated in 1973, issued equity in 1995, expanded into stock broking and outsourcing services via subsidiaries, rated adequately by ICRA. |
Where we operate Primarily operates in India with financial and outsourcing services focused in Hyderabad and Bangalore. |
Top products or what we offer Financial lending, securities broking, intellectual property outsourcing services through ITAG Business Solutions Ltd. |
Top brands TCI Finance Ltd for NBFC activities; ITAG Business Solutions Ltd for knowledge process outsourcing. |
Raw materials needed - |
Raw materials supplier - |
Recurring vs cyclical contribution Majority of revenue from recurring financial services; outsourcing segment small and less profitable. |
Our industry position Stable NBFC with regulated financial business; outsourcing segment is minor with break-even challenges. |
Financial highlights FY25 revenue Rs. 673 lakhs, profit after tax Rs. 358 lakhs, significant turnaround from prior year loss. |
Geographical revenue split Revenue largely from Indian operations; no foreign exchange earnings reported. |
Order book - |
Whats driving growth Improved operational efficiencies and prudent financial management reversing prior losses; limited growth in outsourcing segment. |
Our future plans Focus on regulatory compliance, augmenting net owned funds, and possible promoter reclassification efforts. |
Our green promise - |
Our people and values Employee focus on empowerment and retention; commitment to ethical governance and compliance. |
Key challenges ahead Regulatory compliance issues with RBI, undercapitalization, legal disputes, and market challenges impacting growth. |
Interesting facts Longest operational history in financial sector since 1973 with diversified subsidiaries. |
Risks and strategy Facing net owned fund shortfall and regulatory show cause notices, company seeks augmentation and stakeholder engagement for compliance. |
