| Non-Banking Financial Services (historical) | Hire purchase and hypothecation loans, share trading | | Individual borrowers (historical), retail investors | | 0 | 0 | Interest, share trading income (historical) | Loan interest rates, transaction fees (historical) | | |
| Real Estate and Infrastructure Development (planned) | Project development, property leasing (planned) | Governance strength and prudent management amid sector transition. | Corporate and institutional clients (planned) | Development projects and leasing activities expected to have higher margins. | 0 | 100 | Sales, leasing income, project development fees (planned) | Project-based revenue, leasing rentals (planned) | Diversification into real estate sector with infrastructure focus driving future growth. | |
