| Loan Services | Vehicle loans, gold loans, microfinance loans, business loans, and personal loans tailored to individual and group customers. | Established regional brand with strong branch network, diversified loan portfolio, and robust risk management framework. | Retail consumers, small businesses, and women borrowers via microfinance groups (B2C focus). | Microfinance loans to women and gold loans yield higher margins due to secured lending. | 47 | 100 | Interest income from various loan products constitutes primary revenue streams. | Loan interest-based income, non-deposit funding through debentures and subordinated debt. | Increasing demand for affordable credit in underserved segments and geographic expansion into metro regions. | |
