| Asset Financing | Retail loans for commercial vehicles, cars, construction and farm equipment | Strong brand, trusted credit rating, deep dealer relationships, diversified product portfolio | Retail vehicle buyers, commercial operators, agriculture sector | Commercial vehicle and construction equipment financing | 7818 | 92 | Interest income from loans and financing services | Loan interest rates with competitive financing packages | Infrastructure expansion, vehicle sales growth, and broader vehicle financing demand | Sundaram Finance vehicle loans, commercial and passenger vehicles |
| Other Operations | Mutual fund management, housing loans, general insurance, and financial services distribution | Strong group brand, cross-selling capability, and wide financial product range | Retail and institutional investors, homeowners, insurance customers | Asset management and insurance operations | 823 | 8 | Fees, commissions, interest, insurance premiums | Fee-based, interest income, commission-driven models | Rising financial awareness, housing demand, and insurance penetration | Sundaram Asset Management, Sundaram Home Finance, Royal Sundaram Insurance |
