| Investment and Financial Services | Long-term equity investments, mutual funds, and managing subsidiaries’ financial assets. | Strong investment expertise, established board oversight, prudent risk policies, and strategic holdings in key subsidiaries. | Predominantly B2B with private and institutional investors indirectly through capital markets. | Equity investments and dividends provide higher margins. | 119 | 100 | Dividend income, capital appreciation from securities, and equity holdings. | Returns based on market valuation and dividends; no direct sales pricing. | Capital markets performance, dividend growth, strategic equity acquisitions. | |
