What we do Sulabh Engineers & Services Ltd is a Reserve Bank of India registered Non-Banking Financial Company providing diverse lending solutions including business, working capital, and asset-backed loans. |
Founded in 1,983 |
Market share A recognized NBFC in India with a base layer classification by RBI, steadily growing with expanding lending portfolio. |
Problem solved Addresses financing needs of corporate houses and micro/small enterprises for expansion, asset acquisition, and working capital support. |
Top clients or who we serve Corporate houses, micro and small enterprises; primarily B2B lending services. |
Key management Managing Director: Mr. Vimal Kumar Sharma; Director: Mr. Deepak Agarwal. |
Our journey and innovations Incorporated in 1983, took over by new management in 2010-11; developed strong partnerships with banks for asset collateral management and securitization. |
Where we operate Operations primarily in India, focused on lending activities and financial services. |
Top products or what we offer Business expansion loans, working capital loans, equipment and machinery loans, term loans against property, personal and commercial property loans. |
Top brands Sulabh Business Loans - comprehensive financial products supporting various business needs. |
Raw materials needed - |
Raw materials supplier - |
Recurring vs cyclical contribution Revenue mainly recurring from interest on loans and related financial services. |
Our industry position Steady presence in the NBFC sector with consistent financial growth and asset-backed lending focus. |
Financial highlights FY 2024-25 consolidated revenue Rs. 49.3 Crores; net profit Rs. 3.25 Crores; growing year-over-year financial performance. |
Geographical revenue split Primarily domestic Indian market; no significant foreign revenue reported. |
Order book - |
Whats driving growth Increasing demand for asset-based financing and working capital loans among SMEs and corporate clients. |
Our future plans Continued expansion of lending portfolio and strengthening partnerships with banks and financial institutions. |
Our green promise Commitment to energy conservation through LED lighting, digital documents, and reduced travel via video conferencing. |
Our people and values Focused on strong corporate governance, ethical lending practices, and inclusive workplace policies. |
Key challenges ahead Regulatory compliance with RBI scaling framework and maintaining asset quality amid competitive NBFC landscape. |
Interesting facts Acquired material subsidiary Venkatswamy Mining and Estates Private Limited, expanding corporate footprint. |
Risks and strategy Mitigating credit risk through asset collateral management, maintaining compliance, and strengthening internal controls. |
