What we do Sujala Trading & Holdings Ltd is an RBI-registered Non-Banking Financial Company offering credit facilities, loans, investments in shares and securities, and private funding services. |
Founded in 1,981 |
Market share Operating as a niche NBFC catering primarily to local borrowers and corporate credit requirements; well-established in its segment but with limited market size. |
Problem solved Bridges credit gaps for unorganized sector and small borrowers, supplementing traditional banking by providing investment and lending solutions. |
Top clients or who we serve Corporate sector, small local borrowers, and unorganized businesses; operates mainly as B2B financial intermediary. |
Key management Mr. Subhadeep Mukherjee (Managing Director) with experienced board including independent directors overseeing governance. |
Our journey and innovations Incorporated in 1981, the company has steadily operated as an NBFC, adhering to RBI norms without significant diversification or new innovations. |
Where we operate Primarily in India, focusing on domestic financial markets and local credit segments. |
Top products or what we offer Loans, credit facilities, investments in shares and securities, and private funding services. |
Top brands - |
Raw materials needed - |
Raw materials supplier - |
Recurring vs cyclical contribution Revenue mainly from interest and financing activities, which tend to be recurring with some cyclicality based on economic conditions. |
Our industry position Small-sized NBFC with stable operation; focused on niche segments without large market leadership. |
Financial highlights Total income approx. Rs 1.49 crore and net loss of Rs 13.67 lakh for FY 2024-25; revenue declined from prior year; no dividends declared. |
Geographical revenue split Mainly derived from Indian domestic operations, no significant international revenue. |
Order book - |
Whats driving growth Domestic demand for non-banking financial services, credit needs of smaller borrowers, and corporate credit supplement growth. |
Our future plans Plans to expand business volume responding to increasing domestic credit demand with cautious financial management. |
Our green promise - |
Our people and values Guided by a professional board and management maintaining compliance and governance standards; no specific diversity disclosures. |
Key challenges ahead Operating losses, competitive NBFC sector, regulatory compliance, and market demand fluctuations. |
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Risks and strategy Financial losses and market risks are monitored; company maintains prudent internal controls and focuses on sustainable operations. |
