| Non-Banking Financial Services | Microfinance, business enterprise loans, vehicle and equipment finance, loans against property | Strong regional presence, streamlined loan approval, association with SRG Group enhancing trust | B2C retail borrowers and small enterprises predominantly in Rajasthan | Microfinance and secured loan products have higher profitability due to lower default risks | 1 | 100 | Interest income from loan disbursements and financial services | Interest rates based on borrower profile and loan security; fixed and variable based on tenure | Growing demand for accessible finance in underserved regions; operational efficiency | SRG Fingrow Finance loan products |
