What we do SRG Fingrow Finance Ltd is a BSE SME listed NBFC providing diverse loan products like business, vehicle, equipment finance, and loans against property primarily in South Rajasthan. |
Founded in 1,995 |
Market share A fastest growing NBFC in South Rajasthan with sustained loan portfolio growth and strong presence in microfinance and enterprise lending. |
Problem solved Simplifies access to finance for small businesses and individuals through streamlined loan appraisal, sanction, and disbursement processes. |
Top clients or who we serve Retail and small business borrowers seeking microfinance, vehicle, equipment, and property loans; primarily B2C market. |
Key management Vinod Kumar Jain (Managing Director), Seema Jain (Whole Time Director), Suresh K Porwal & Dilip Kumar Singhvi (Independent Directors) |
Our journey and innovations Established in 1995, registered with RBI in 1999, and completed 18 years as a fast-growing NBFC offering varied loan products and optimizing approval process. |
Where we operate Primarily operates in South Rajasthan, India. |
Top products or what we offer Business Loans (Micro and Enterprise), Vehicle Finance, Equipment Finance, Loans Against Property. |
Top brands SRG group loan products under SRG Fingrow Finance brand offering diversified financial services local to Rajasthan. |
Raw materials needed - |
Raw materials supplier - |
Recurring vs cyclical contribution Revenue largely recurring from interest income on loan portfolio. |
Our industry position Strong regional player among NBFCs in Rajasthan with increasing loan portfolio and capital adequacy ratios. |
Financial highlights FY 2024-25 revenue Rs. 130.32 Lakhs with net profit Rs. 34.83 Lakhs; loan portfolio grew 9.01% to Rs. 781.85 Lakhs. |
Geographical revenue split Predominantly South Rajasthan region revenues; no significant international exposure. |
Order book - |
Whats driving growth Loan portfolio expansion driven by demand for microfinance and enterprise loans in Rajasthan's growing economy. |
Our future plans Focus on business growth by ploughing back profits to strengthen loan book and diversify financial products. |
Our green promise - |
Our people and values Emphasizes strong governance, compliance, and a dedicated employee base aligned with company values. |
Key challenges ahead Managing credit risk, competitive NBFC market, and regulatory compliance to sustain growth. |
Interesting facts Registered with RBI since 1999; part of respected SRG Group in Rajasthan with multi-segment business. |
Risks and strategy Proactive risk management including credit appraisal and provisioning to mitigate non-performing assets. |
