| Wealth Management and Financial Advisory | Advisory on investments, mutual funds, and financial products for individuals and institutions. | AMFI certification, regulatory compliance, trusted brand, and growing client base. | Retail investors, corporate clients, institutional investors (B2B and B2C). | Financial advisory and mutual fund brokerage services with higher margin contribution. | 210 | 64 | Brokerage fees, advisory commissions, and service charges. | Fee-based with recurring commissions and performance-linked advisory fees. | Increase in retail investors, mutual fund penetration, and demand for wealth advisory. | Mutual Fund Distribution, Financial Advisory Services |
| Lending and Hire-Purchase Financing | Financing industrial enterprises and individuals through loans and hire-purchase schemes. | RBI registration as NBFC, thorough credit assessment, and track record in financing sector. | Industrial clients and credit-worthy individuals (B2B and B2C). | Loans to creditworthy enterprises with optimized risk management. | 119 | 36 | Interest income from loans and financing products. | Interest-based income on financing products. | Industrial growth, demand for credit, and expanding loan portfolios. | Leasing and Hire-Purchase Financing |
