What we do Sonal Mercantile Ltd is an NBFC offering secured and unsecured loans, including personal and inter-corporate loans, alongside share trading and arbitrage services in stock and commodity markets. |
Founded in 1,985 |
Market share Recognized as a Non-Systemically Important NBFC with a solid presence in capital market financing and stock trading sectors. |
Problem solved Provides tailored liquidity solutions and capital market insights for individuals and corporates requiring credit and investment options. |
Top clients or who we serve Serves individual borrowers, body corporates, and investors in both retail and institutional segments. |
Key management - |
Our journey and innovations Operating since 1985 with over three decades of growth; listed on BSE since 2015; recognized under RBI's Scale Based Regulation 2023. |
Where we operate Primarily India, registered with RBI and listed on Indian stock exchanges. |
Top products or what we offer Loans and advances including secured/unsecured loans, inter-corporate loans, project financing, and trading in equity and commodities. |
Top brands - |
Raw materials needed - |
Raw materials supplier - |
Recurring vs cyclical contribution Primarily recurring revenue from lending and trading operations. |
Our industry position Registered NBFC with compliance to RBI norms and consistent earnings in financial services sector. |
Financial highlights FY25 revenue of Rs. 35.29 Cr; net profit Rs. 10.41 Cr; maintaining profitability despite market fluctuations. |
Geographical revenue split Revenue mainly from domestic Indian operations. |
Order book - |
Whats driving growth Demand for specialized loans, capital market activities, and regulatory compliance under RBI's scale-based framework. |
Our future plans Focus on expanding credit offerings while maintaining regulatory compliance and strengthening market presence. |
Our green promise - |
Our people and values Emphasizes talented workforce, meritocratic culture, and employee engagement tailored to company scale. |
Key challenges ahead Navigating regulatory environment, market volatility, and maintaining credit discipline. |
Interesting facts One of few NBFCs combining loan services with stock and commodity arbitrage. |
Risks and strategy Addresses credit and market risks via robust internal controls, risk management policies, and compliance with RBI guidelines. |
