What we do Smart Finsec Ltd is an RBI-registered Non-Banking Financial Company specializing in small loans, stock investments, and securities trading. |
Founded in 1,994 |
Market share Operates primarily in NBFC sector with niche lending and investment services; listed on BSE with moderate scale. |
Problem solved Provides accessible small loans and investment opportunities to individual and institutional clients, addressing credit and capital market needs. |
Top clients or who we serve Serves retail and institutional investors through NBFC lending and securities investment; B2B and B2C focus. |
Key management - |
Our journey and innovations Founded in 1994; converted to public limited in 1995; renamed Smart Finsec in 2010; RBI registration as NBFC in 2014; steady growth in NBFC activities. |
Where we operate Primarily operates across India with focus on Delhi and NCR region. |
Top products or what we offer Small loans, investments in stocks, securities, and bonds under NBFC activities; real estate is a minor segment. |
Top brands - |
Raw materials needed - |
Raw materials supplier - |
Recurring vs cyclical contribution Revenue mainly from NBFC lending is recurring; securities trading income influenced by market cycles. |
Our industry position Non-systematically important NBFC with a niche presence in lending and investment services; faces market volatilities. |
Financial highlights FY2024-25 revenue ₹236.77 Lakhs; Net Profit ₹117.39 Lakhs; revenue declined 18.48% due to market volatility. |
Geographical revenue split - |
Order book - |
Whats driving growth NBFC lending demand and stock market activities drive growth; market volatility impacts returns. |
Our future plans Focus on strengthening NBFC lending portfolio and improving profitability while managing risks. |
Our green promise - |
Our people and values Lean team with about five employees; committed to ethical practices and workplace safety. |
Key challenges ahead Market volatility affecting profit; regulatory compliance and competition in NBFC space. |
Interesting facts One of the earliest private securities companies transformed into a public NBFC with 30 years of operation. |
Risks and strategy Market fluctuations and credit risks mitigated by prudent lending policies and diversified investments. |
