What we do SG Finserve Ltd is an RBI-licensed NBFC specializing in supply chain finance solutions for Indian conglomerates and their vendor networks via a digital platform. |
Founded in 1,994 |
Market share CRISIL AA rated, strong mid-layer NBFC with over ₹3,200 Cr AUM and zero NPA, serving diverse Indian markets. |
Problem solved Provides seamless financing to dealers, distributors, vendors, and logistics providers to optimize supply chain liquidity and growth. |
Top clients or who we serve B2B clients including conglomerates, dealers, distributors, retailers, logistics providers mainly in India. |
Key management Includes directors with banking and regulatory expertise, notably CEO Vinay Gupta and CFO Sanjay Rajput. |
Our journey and innovations Transitioned from Moongipa Securities (1994) to SG Finserve (2022); obtained NBFC Type II license; launched digital scoring, HRMS, and seamless loan lifecycle platform. |
Where we operate Pan-India presence, with branches in 30 locations including Delhi NCR, Mumbai, Bangalore, Chennai, and Kolkata. |
Top products or what we offer Supply chain finance, factoring, co-lending, loan syndication, and digital lending solutions integrated with anchor ecosystems. |
Top brands SG Finserve supply chain finance platform; new factoring business with RBI approval; integrated digital lending services. |
Raw materials needed - |
Raw materials supplier - |
Recurring vs cyclical contribution Revenue mainly from recurring interest income on loans and factoring services, with cyclical growth linked to economic activity. |
Our industry position Mid-layer NBFC with strong asset quality, expanding AUM (~₹3,200 Cr), and robust profit growth in supply chain finance. |
Financial highlights FY25 revenue ₹171 Cr, net profit ₹81 Cr; 9MFY26 net profit ₹85 Cr with 49% YoY growth; capital adequacy 43.46%. |
Geographical revenue split Revenue primarily from Indian market with nationwide client coverage. |
Order book - |
Whats driving growth Expanding supply chain financing, digital product launches, strategic banking partnerships, and strong promoter backing. |
Our future plans Scale AUM to ₹7,500 Cr by 2030, diversify into adjacent financial services, enhance digital platforms and product portfolio. |
Our green promise Promotes digital operations and paperless reporting; committed to sustainability in corporate practices. |
Our people and values Strong leadership; focus on ethics, governance, employee empowerment, and stakeholder engagement. |
Key challenges ahead Navigating regulatory compliance at Mid-layer NBFC level and maintaining asset quality amid competitive market. |
Interesting facts Zero gross NPA, CRISIL AA rated; part of APL Apollo Group ecosystem; robust growth from deep-tier dealer financing. |
Risks and strategy Potential credit risks mitigated via robust risk systems and diversified portfolio; growth via technology and partnerships. |
