What we do Saumya Consultants Ltd is an RBI-registered NBFC engaged in financing through investments in securities, mutual funds, and inter-corporate loans across India. |
Founded in 1,993 |
Market share A notable NBFC with significant presence in semi-urban and rural financing markets in India. |
Problem solved Provides short and long-term credit solutions to individuals and businesses lacking formal banking access, supporting financial inclusion. |
Top clients or who we serve Serves individuals, associations, and businesses primarily in semi-urban and rural regions on a B2C and B2B basis. |
Key management - |
Our journey and innovations Incorporated in 1993; converted to public company in 1996; registered as NBFC; consistently expanding financing services with risk management policies. |
Where we operate Primarily operates in India with focus on semi-urban and rural sectors allowing regional financial penetration. |
Top products or what we offer Offers loans against securities including land, machinery, shares, debentures, stock certificates, and life insurance policies. |
Top brands - |
Raw materials needed - |
Raw materials supplier - |
Recurring vs cyclical contribution Revenue primarily recurring from interest and investment income, subject to market value fluctuations. |
Our industry position A recognized NBFC contributing to regional credit growth, with a cautious approach maintaining internal controls. |
Financial highlights Profit after tax of Rs 92.11 crore in 2025, down from Rs 213.78 crore in 2024 due to lower investment valuations. |
Geographical revenue split Operations focused within India, especially semi-urban and rural areas; no foreign exchange impact reported. |
Order book - |
Whats driving growth Growth driven by increased credit demand in semi-urban and rural areas and supportive RBI policies for NBFC sector. |
Our future plans Plans to consolidate financial position and adhere to statutory reserves, with no major changes in business nature reported. |
Our green promise - |
Our people and values Emphasizes ethical governance, employee welfare, and zero tolerance for workplace harassment policies. |
Key challenges ahead Market volatility affecting investment valuations and moderation in profit margins present ongoing challenges. |
Interesting facts Has maintained compliance with RBI regulations and has no material adverse regulatory or legal orders impacting business. |
Risks and strategy Risk management policy identifies and controls threats; no existential risks identified; focus on prudent lending and compliance. |
