Sainik Finance & Industries Ltd (SAINIK) Share Price & Fundamentals

What we do

Sainik Finance & Industries Limited operates as a non-banking financial company (NBFC) providing financing and investment services primarily in heavy machinery and equipment.

Founded in

1,991

Market share

Registered NBFC with RBI; operates niche financing without public deposits, listed on BSE, with stable growth in revenue and profitability.

Problem solved

Provides tailored financing solutions for heavy earth-moving machinery and investments, addressing capital access issues for industrial equipment buyers.

Top clients or who we serve

Services leasing and finance for clients in construction, mining, and industrial sectors; operates mainly B2B.

Key management

Sh. Chandra Datt (CEO), Sh. Jagdish Chandra (CFO), Sh. Piyush Garg (Company Secretary)

Our journey and innovations

Incorporated in 1991, converted to public in 1994, merged with Ramanuj Leasing (NBFC) in 2000, transitioned focus to NBFC activities.

Where we operate

Primarily operates in India with compliance to RBI and listed on BSE.

Top products or what we offer

NBFC financial services including loans and leases on tipper trucks, pay loaders, and other heavy earth-moving machines.

Top brands

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Raw materials needed

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Raw materials supplier

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Recurring vs cyclical contribution

Revenue largely from finance services which provide steady recurring income, supported by investment returns.

Our industry position

A compliant NBFC focused on industrial equipment financing with consistent profit growth.

Financial highlights

FY 2024-25 revenue Rs.16.73 Cr (~Rs 1672.82 Lakhs), net profit Rs.6.18 Cr, showing substantial growth over prior year.

Geographical revenue split

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Order book

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Whats driving growth

Rising demand for heavy machinery financing and prudent risk management with RBI compliance drive growth.

Our future plans

Maintain steady NBFC operations, comply with regulatory norms, and focus on portfolio quality improvement.

Our green promise

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Our people and values

Board of six directors with experienced management; culture emphasizes governance, compliance and ethical conduct.

Key challenges ahead

Managing non-performing assets and regulatory changes in NBFC sector.

Interesting facts

Merged a leasing NBFC in 2000 and operates without accepting public deposits, aligning with RBI’s special registration standards.

Risks and strategy

Risk from asset quality; strategy emphasizes conservative provisioning and diversified lending.