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Real Touch Finance Ltd. (RTFL) Share Price & Fundamentals

SegmentOfferingsAdvantages / MoatCustomersHigh-Margin AreasRevenue (₹ Cr.)Revenue %How We EarnPricing ModelGrowth DriversTop Brands
Financial Services - NBFC LendingLoan against Property, Personal Loans, Structured Loans for micro and small enterprises and real estate sector.RBI registration, regional presence, diversified loan portfolio, and parent company support providing competitive edge.B2B and B2C customers including micro and small businesses, real estate developers, and other NBFCs.Personal loans and structured credit products to enterprises yielding higher interest margins.28100Interest income from lending, loan processing fees, and financing charges to enterprises and NBFCs.Interest-based lending with fees aligned to credit risk and loan structures; no deposit taking model.Expanding branch network, increased SME loan demand, improved risk management, and impact lending focus.

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