| Housing Finance | Home loans, affordable housing loans, loans against property, and construction finance services. | Backing of Reliance Capital group (before restructuring), NHB registration, and established retail lending infrastructure. | Individual retail borrowers primarily seeking residential mortgages and property loans. | Loan disbursal and servicing segments generate margins through interest spreads. | 391 | 100 | Interest income on loan portfolios and finance charges from borrowers. | Loan interest rates based on credit profile, market rates; no explicit mention of tiered pricing. | Previously driven by housing demand and affordable housing financing mandates. | |
