| Housing related finance | Housing loans for purchase, construction, renovation, home equity loans, and loan against property. | Strong regional brand, extensive branch network, regulatory compliance credentials, and solid credit ratings. | Retail borrowers including salaried and self-employed individuals in multiple states of India. | Home equity loans and customized home loan products. | 1540 | 100 | Interest income from loan portfolio, loan processing fees, and related financial charges. | Interest-based lending with customized rates; fees for processing and services. | Expansion of branch network, product innovation, increased loan demand in underpenetrated regions. | Repco Home Finance Loans |