What we do Regency Fincorp Limited is an RBI-registered Non-Banking Financial Company offering credit products primarily to MSMEs and retail customers in India. |
Founded in 1,993 |
Market share Growing NBFC with increasing branch presence and digital lending initiatives, focused on strengthening MSME credit access. |
Problem solved Provides timely loans and credit solutions to underserved MSMEs and retail consumers to promote business growth and improve livelihoods. |
Top clients or who we serve Primarily MSMEs and retail customers in India; serves B2B and B2C segments through secured and unsecured loans. |
Key management Gaurav Kumar (Managing Director), Vishal Rai Sarin (Whole Time Director), Ashish Kamra (Whole Time Director), Sarfaraz Mallick (Executive Director & CFO). |
Our journey and innovations Incorporated in 1993, renamed in 2020, expanded into MSME secured loans, and introduced Prepaid Payment Instruments as new business vertical. |
Where we operate Operations focused in India with expanding branch network and digital platforms for lending. |
Top products or what we offer MSME secured loans, personal loans, consumer durable loans, and prepaid payment instrument services. |
Top brands - |
Raw materials needed - |
Raw materials supplier - |
Recurring vs cyclical contribution Revenue largely recurring from interest income on loan products. |
Our industry position Emerging NBFC player focusing on MSME lending with increasing capitalization and regulatory compliance. |
Financial highlights FY 2024-25 revenue Rs. 21.38 crore; net profit Rs. 4.98 crore; substantial growth over previous year. |
Geographical revenue split Primarily Indian domestic revenue. |
Order book - |
Whats driving growth Rising MSME credit demand, digital lending initiatives, and capital infusion boosting lending capacity. |
Our future plans Expand branch network, enhance digital lending platforms, diversify credit solutions, and maintain asset quality. |
Our green promise - |
Our people and values 83 employees; committed to inclusive, gender-friendly workplace; zero tolerance for harassment. |
Key challenges ahead Maintaining asset quality, competitive NBFC market, regulatory compliance, and scaling digital operations. |
Interesting facts Recently added prepaid payment instruments to business scope to diversify financial offerings. |
Risks and strategy Credit and operational risks managed via strong internal controls and a dedicated Risk Management Committee. |
