| Financial Services | Interest income from business loans, project loans, loan against property, and retail loan products. | Early financing niche for developers before larger NBFCs; strong relationship management with fast loan disbursal and minimal documentation. | Both B2B clients (real estate developers) and B2C retail borrowers primarily in Mumbai metro region. | Loans against property and project loans backed by secured NCDs yield higher margins. | 15 | 97 | Primarily from interest on loans and financing services. | Interest-based revenue with customized loan terms and secured debenture funding. | Urban infrastructure growth, upcoming Navi Mumbai Airport boosting real estate funding demands, and diversified loan product offerings. | |
