| Non-Banking Financial Services | Loan disbursal and investment management services to retail and corporate clients. | RBI registration, established market presence, court sanctioned restructuring, and experienced management ensure operational stability. | Primarily B2B and B2C including corporate entities and individual borrowers. | Loan portfolio with good credit quality and well-managed investment assets yield higher margins. | 7 | 100 | Interest income from loans and returns on investments form primary revenue streams. | Interest-based lending with standard NBFC credit terms; equity investments returns. | Amalgamations enhancing capital base and client portfolio; RBI compliance; growing demand for NBFC lending. | |
