What we do Purshottam Investofin Limited is a non-banking financial company in India providing loans and investment services. |
Founded in 1,988 |
Market share Registered with RBI as NBFC Base Layer; listed on BSE Limited; niche player in lending and investment space. |
Problem solved Facilitates access to loans and investment funding solutions to businesses and individuals. |
Top clients or who we serve Primarily serves retail and corporate borrowers under non-banking financial services (B2B and B2C). |
Key management Sahib Singh Gusain (Managing Director), Pramod Kumar Jain (Whole Time Director) |
Our journey and innovations Incorporated in 1988; restructured in 2013 with amalgamations; recently amalgamated with Middle Path Trading and Shiraj Marketing in 2024. |
Where we operate India, primarily focused around New Delhi and surrounding regions. |
Top products or what we offer Loan products and investment services as a Non-Banking Financial Company (NBFC). |
Top brands - |
Raw materials needed - |
Raw materials supplier - |
Recurring vs cyclical contribution Revenue primarily from interest income and investments which are recurring in nature. |
Our industry position Compliant NBFC with RBI regulations; moderate scale with focused operations in lending and investment. |
Financial highlights FY 2024-25 revenue of Rs. 7.73 crore; net loss of Rs. 0.37 crore after exceptional circumstances. |
Geographical revenue split - |
Order book - |
Whats driving growth Growth driven by strategic amalgamations expanding capital base and client reach; RBI regulatory compliance; loan portfolio management. |
Our future plans Focus on scaling loan book, strengthening financials post recent amalgamation, and compliance with new RBI guidelines. |
Our green promise - |
Our people and values Committed to corporate governance, inclusive culture, skilled management, and ethical business conduct. |
Key challenges ahead Profitability pressures, interest rate environment, regulatory compliance, and competitive lending market. |
Interesting facts Successfully completed multiple court-approved amalgamations, including a recent one in 2024 boosting equity capital. |
Risks and strategy Mitigates financial and regulatory risks through strict RBI compliance, risk management policies, and robust internal controls. |
