| Insurance broker services | Digital insurance brokerage, agent platform services, corporate insurance solutions | Strong brand, deep insurance partnerships, first-mover advantage, technology integration | Retail consumers, insurance agents, corporates, SMEs (B2C, B2B, B2A2C) | Composite insurance brokerage services and agent platform subscriptions | 429798 | 87 | Brokerage commissions, platform fees, service charges | Commission-based and subscription services | Rising insurance penetration, digital adoption, new licenses, product innovations | Policybazaar, PB Partners, PB for Business |
| Other Services | Credit product marketplace, reinsurance brokerage, payment and account aggregation | Largest credit marketplace, extensive partner network, data-driven credit assessment technology | Retail credit seekers, financial institutions, enterprises (B2C, B2B) | Secured lending platform and account aggregation technology | 67923 | 13 | Commissions from lending partners, service fees, payment transactions | Commission, usage and subscription fees | Credit digitization, lending product innovations, financial inclusion expansion | Paisabazaar, PB Money |
