What we do PB Fintech operates India's largest digital insurance marketplace Policybazaar and loan marketplace Paisabazaar, offering insurance and credit products online to retail and corporate customers. |
Founded in 2,008 |
Market share Market leader in digital insurance brokerage and credit marketplaces with extensive consumer base across India and UAE. |
Problem solved Simplifies access to diverse insurance and lending products with ease, transparency, and seamless digital experiences. |
Top clients or who we serve Serves retail consumers, corporate clients, SMEs, and agents; focus on B2C, B2B, and insurance agents (B2A2C). |
Key management Yashish Dahiya (Chairman & CEO), Alok Bansal (Executive Vice Chairman), Sarbvir Singh (Executive Director) - experienced leadership team. |
Our journey and innovations Founded in 2008, launched Paisabazaar in 2014; listed in 2021; expanded internationally; introduced PB Money and reinsurance brokerage. |
Where we operate India and United Arab Emirates with subsidiaries and digital platforms enhancing cross-border operations. |
Top products or what we offer Policybazaar insurance marketplace, Paisabazaar credit platform, PB Partners agent platform, PB for Business corporate solutions. |
Top brands Policybazaar (#1 insurance marketplace), Paisabazaar (largest credit marketplace), PB Partners (agent platform), PB Money. |
Raw materials needed Not applicable; operates digital platforms providing financial product brokerage and consulting services. |
Raw materials supplier Not applicable. |
Recurring vs cyclical contribution Revenue primarily recurring through commissions, fees, and subscription-based services in financial marketplaces. |
Our industry position Leading position in India's digital insurance and credit brokerage markets with strong technology and brand recognition. |
Financial highlights FY25 consolidated revenue ₹49,772 Cr with ₹3,530 Cr net profit; strong double-digit CAGR in revenue and profitability. |
Geographical revenue split Majority revenue from domestic India operations; growing footprint in UAE markets. |
Order book - |
Whats driving growth Digital adoption, financial inclusion, product diversification, regulatory approvals, and geographic expansion drive growth. |
Our future plans Expand PB Money services, reinsurance brokerage, deepen market penetration in UAE, and strengthen enterprise insurance offerings. |
Our green promise Committed to energy efficiency and sustainable practices including LED lighting, VRV/VRF systems, and reduced carbon footprint. |
Our people and values Diverse team with inclusive culture; employee stock option plans to attract and retain talent. |
Key challenges ahead Competitive digital financial services market, regulatory compliance, maintaining consumer trust, and technology innovation. |
Interesting facts Policybazaar was the first to launch composite insurance brokerage license; Paisabazaar serves over 4.3 crore consumers. |
Risks and strategy Mitigates risks through diversified offerings, compliance adherence, technology upgrades, and strategic partnerships. |
