| Corporate and Personal Finance | Lending solutions for SMEs and corporates to meet working capital needs and growth financing. | Long-standing sector experience, strong risk management and zero NPA track record. | B2B - Small to large-sized businesses across multiple sectors. | Corporate lending and debt syndication operations. | | | Interest income from loans and financing activities. | Interest-based lending with risk-adjusted rates based on borrower profile. | Demand for flexible credit, focus on outperforming sectors like railways and defense. | |
| Financial Product Distribution and Capital Market Operations | Distribution and marketing of third-party financial products and stock market investments. | Diverse financial service offerings complementing lending portfolio; expertise in capital markets. | B2B and B2C including institutional and retail investors. | Distribution fees and capital market trading margins. | | | Commissions and fees from product distribution; trading and investment gains. | Fee and commission-based revenue generation. | Expansion of capital market activities and growing investor participation. | |
