What we do PMC Fincorp Ltd is an RBI-registered Non-Banking Finance Company providing corporate and personal finance, debt syndication, financial product distribution, and capital market investments. |
Founded in 1,985 |
Market share Recognized NBFC with steady growth and zero NPAs, serving diverse sectors like railways, defense, consumer durables, energy, and realty. |
Problem solved PMC Fincorp solves financing challenges for SMEs to large corporates, offering working capital and investment solutions amid complex credit environments. |
Top clients or who we serve Primarily B2B serving SMEs, large corporations, railways, defense, public sector banks, and energy sectors. |
Key management Raj Kumar Modi (Managing Director), Prabhat Modi (Whole Time Director), Chandresh Kumar Sharma (CFO). |
Our journey and innovations Over 30 years, evolved from lending to multifaceted financial services; consistently maintained low NPAs and expanded rights issue equity capital. |
Where we operate Operates primarily in India with focus on outperforming domestic sectors; gradually expanding capital market operations. |
Top products or what we offer Corporate and personal loans, debt syndication, private placement, financial product distribution, and stock market investments. |
Top brands - |
Raw materials needed - |
Raw materials supplier - |
Recurring vs cyclical contribution Revenue largely recurring from finance and financial services with cyclical elements in market operations. |
Our industry position Mid-sized NBFC with a niche in corporate finance and investment services, maintaining robust credit quality and growth. |
Financial highlights FY 2024-25 revenue Rs 21.24 crore; net profit Rs 14.35 crore; 19% gross revenue growth; zero NPAs; increased equity via rights issue. |
Geographical revenue split Revenue predominantly from Indian markets, across multiple sectors without segmented foreign operation disclosures. |
Order book - |
Whats driving growth Growth driven by lending to key sectors like railways, defense, and realty, prudent cost management, and portfolio refinement. |
Our future plans Focus on scaling capital markets operations and leveraging sectoral opportunities in finance and investments. |
Our green promise - |
Our people and values Committed to ethical governance with a diverse board including independent and women directors; zero tolerance workplace policy. |
Key challenges ahead Managing regulatory compliance, credit risk, market volatility, and sustaining growth amid financial sector competition. |
Interesting facts No NPAs reported; successful rights issue raising nearly Rs 49 crore; SEBI penalty appeal allowed by SAT in 2023. |
Risks and strategy Credit, liquidity, and interest rate risks mitigated through robust internal controls and risk management frameworks. |
