| Product licenses and related activities | Core banking software licenses, cloud-based banking platforms, analytics solutions | Industry-leading products, strong global presence, Oracle backing, continuous R&D | Global banks and financial institutions (B2B) | Software licenses and cloud service subscriptions | 6214 | 91 | License fees, subscriptions, software as a service sales | Subscription and license-based with tiered service models | Shift to cloud banking, regulatory compliance demands, AI-powered analytics | FLEXCUBE Universal Banking, Oracle Banking Cloud Services |
| IT solutions and consulting services | Consulting, implementation, and BPO services for financial institutions | Deep domain expertise, long-term client relationships, end-to-end solution capability | Banks and financial institutions (B2B) | Consulting services | 632 | 9 | Consulting fees, outsourcing contracts | Project-based and retainer contracts | Demand for digital transformation consulting and outsourcing services | Finergy Consulting and Business Process Outsourcing |
