Octal Credit Capital Ltd (OCTAL) Share Price & Fundamentals

What we do

Octal Credit Capital Limited is a non-deposit accepting NBFC engaged in providing loans, advances, corporate and personal loans, and investment in shares and securities.

Founded in

1,992

Market share

Classified as NBFC Base Layer by RBI; operates in niche lending and investment segments without public deposits.

Problem solved

Provides financial access and credit solutions to individuals, corporates, and financial institutions through loans and investment services.

Top clients or who we serve

Serves individual borrowers, corporate clients, and financial institutions in India (B2B and B2C).

Key management

Not provided due to lack of exceptional leadership details.

Our journey and innovations

Incorporated in 1992, became public in 1994; evolved from economic consulting to NBFC offering diversified financial services.

Where we operate

Primarily operates across India with a focus on Eastern and Western regions.

Top products or what we offer

Corporate loans, personal loans, inter-corporate deposits, investments and trading in shares and securities.

Top brands

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Raw materials needed

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Raw materials supplier

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Recurring vs cyclical contribution

Revenue primarily recurring from loan interest and investment incomes; financial services have stable demand.

Our industry position

Operates as a base layer NBFC with steady growth, recognized for niche fund-based activities.

Financial highlights

FY 2024-25 revenue: Rs. 34 Cr; Profit before tax: Rs. 22.58 Cr; Net profit after tax: Rs. 4.55 Cr.

Geographical revenue split

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Order book

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Whats driving growth

Expansion into adjacent financial services and increased RBI-compliant governance enhancing business stability and growth potential.

Our future plans

Plan to diversify adjacent business areas while maintaining loan book quality aiming to double revenues over two years.

Our green promise

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Our people and values

Committed to ethical conduct, employee dignity, and maintaining transparency with stakeholders.

Key challenges ahead

Regulatory changes, asset quality maintenance, and competitive pressures in the NBFC sector.

Interesting facts

One of few NBFCs registered with RBI since early 1990s with steady evolution in services and governance.

Risks and strategy

Focus on stringent internal controls and audit systems to mitigate financial and regulatory risks while ensuring transparency.