| Non-Banking Financial Services | Loan products at reasonable interest rates, mutual fund distribution, life insurance broking, IPO services. | Established brand with longstanding market presence, regulatory approval, and diversified financial service offerings through affiliates. | Retail investors and individual clients primarily (B2C), including through sister concerns providing diversified financial services. | Loan book and mutual fund distribution generate higher margins due to service fees and interest spread. | 1 | 100 | Interest income from loans, commissions and fees from mutual funds, insurance sales, and IPO facilitation. | Loan pricing based on interest rates; commission-based fees for mutual funds and insurance; service fees for IPO activities. | New management focus on loan portfolio growth, expanding mutual fund and insurance client base, sector recovery. | Oasis Loans, Mutual Funds Distribution, Life Insurance services |
