| Fire Insurance | Fire risk insurance covering property and assets against damage or loss due to fire and allied perils. | Strong underwriting expertise, extensive distribution, and brand reputation. | B2B and B2C including businesses and homeowners. | Underwriting low-risk fire insurance policies to large commercial clients. | 5043 | 11 | Premiums from policies sold to retail and corporate clients. | Risk-based underwriting and premium pricing. | Demand for property protection, infrastructure growth, government projects. | New India Fire Insurance |
| Marine Insurance | Insurance covering cargo, vessels, and related maritime risks including Delay in Start Up coverage. | Market leader with exclusive products like P&I cover for Indian coastal vessels. | Shipping companies, exporters, importers, oil and energy sectors. | Oil & energy segments and coastal vessel insurance. | 990 | 2 | Premiums from marine and hull insurance policies. | Underwriting and risk-based pricing. | Growth in trade, shipping sector and infrastructure projects. | Marine Cargo, Marine Hull |
| Motor Insurance | Comprehensive motor insurance for private vehicles, commercial vehicles including add-on covers. | Largest network of multi-brand motor workshops and cashless claim facilities. | Individual vehicle owners, commercial fleet operators, auto dealerships. | Auto tie-up insurance and own damage policies with streamlined claims. | 9637 | 22 | Premiums from motor insurance policies and tie-ups with automobile dealers for auto insurance. | Policy-based premium, usage-based pricing under tie-ups. | Vehicle sales growth, new product launches, add-on covers. | Motor Own Damage, Motor Third Party |
| Health Insurance | Retail and group health insurance policies including government schemes and overseas mediclaim. | Wide hospital network, cashless facilities, specialized top-up policies. | Individuals, corporates, government beneficiaries, and overseas Indians. | Retail health insurance and government health business. | 14586 | 33 | Premiums from health insurance policies and government health schemes. | Age and zone-based premium pricing, policy tenure based options. | Rising health awareness, medical costs, government health schemes. | New India Mediclaim, Floater, Yuva Bharat |
| Crop Insurance | Crop and agriculture asset insurance including new products for aquaculture and fisheries. | Strong rural distribution and government tie-ups. | Farmers, agricultural businesses, government rural schemes. | Parametric insurance and custom rural products. | 928 | 2 | Government-backed and commercial crop insurance premiums. | Customized premium rates aligned with government schemes. | Government initiatives, agriculture sector growth, rural penetration. | New India Crop Insurance, Saral Sampurna Kisan Bima |
| Miscellaneous and Liability Insurance | Event, liability, film, telecom and cyber liability insurance products for corporate and retail clients. | Custom product design with international reinsurance support. | Corporate clients, SMEs, telecom service providers, event organizers. | Cyber liability and corporate event insurance. | 1224 | 3 | Premiums from specialized liability and miscellaneous insurance products. | Project and risk-specific pricing models. | Growth in SME sector, cyber risks, and specialized event insurance. | New India Mahila Udyam Bima, Pollution Legal Liability |
