What we do NCL Research and Financial Services Limited is a Reserve Bank of India registered NBFC engaged in financing, equity and commodities trading, and investment activities. |
Founded in 1,985 |
Market share A niche NBFC player active in MSME finance and equity trading with a steady presence in Indian financial markets. |
Problem solved Provides financial support to MSMEs and individual investors, addressing credit needs and facilitating investment opportunities in shares and commodities. |
Top clients or who we serve Micro, Small and Medium Enterprises (MSMEs), SMEs, corporates, and retail investors in equity and commodities markets (B2B and B2C). |
Key management - |
Our journey and innovations Started as textile trading in 1985; evolved into an NBFC focusing on housing, microfinance, consumer finance, and diversified investments. |
Where we operate Primarily operates in India, headquartered in Mumbai, with active participation in national financial markets. |
Top products or what we offer Financial services including money lending; trading and investment in shares, securities, equity, FNO, and commodities markets. |
Top brands - |
Raw materials needed - |
Raw materials supplier - |
Recurring vs cyclical contribution Revenues are a mix of recurring finance income and cyclical trading activities subject to market conditions. |
Our industry position A registered NBFC with focused segments in MSME finance and equity trading, maintaining compliance and steady operations. |
Financial highlights FY 2024-25 Revenue: Rs. 8.53 crore; Net loss of Rs. 1.36 crore due to market conditions but ongoing business activities continue. |
Geographical revenue split Revenue predominantly from Indian market; no foreign exchange earnings reported. |
Order book - |
Whats driving growth Growth driven by MSME financing demands, equity and commodities trading activity, and diversification into consumer and microfinance sectors. |
Our future plans Focus on strengthening financial activities, improving asset quality, and expanding investment portfolios with robust risk management. |
Our green promise - |
Our people and values Committed to ethical governance, transparency, and a responsible corporate culture with focus on stakeholder value. |
Key challenges ahead Challenges include credit and market risks, recoverability of loans, and regulatory compliance in volatile financial markets. |
Interesting facts Has continuously evolved since 1985 from textile trading to a diversified NBFC offering multiple financial services. |
Risks and strategy Manages credit and market risks through internal controls and risk mitigation; ongoing efforts to recover long overdue receivables. |
