| Microfinance | Group and individual micro-loans for livelihood, health, education, and solar energy | Strong brand under Muthoot Pappachan Group, extensive rural network, robust risk controls, and technology-enabled operations | Rural women entrepreneurs (B2C) across India | Individual loans and insurance products | 12357 | 100 | Interest income from loan disbursements, fees for financial products | Interest-based loans with competitive and regulated pricing | Increased individual loan portfolio, digital onboarding via e-KYC, branch expansion, and improved collection efficiency | Mahila Mitra app, Griha Suraksha Shield |
