What we do Marg Techno-Projects Limited is a Non-Deposit Taking NBFC focused on gold loans, demand loans, and structured credit products in the financial services sector. |
Founded in 1,993 |
Market share Operates primarily in niche gold loan and demand loan segments with focus on customer-centric financial services. |
Problem solved Provides credit solutions to customers looking for quick and structured lending options, primarily secured loans against gold. |
Top clients or who we serve Serves individual borrowers and small businesses needing gold and demand loans; B2C focused. |
Key management - |
Our journey and innovations Incorporated in 1993, renamed in 1996; continuously reinforced regulatory compliance and credit appraisal processes. |
Where we operate Primarily operates in India with offices based in Surat, Gujarat. |
Top products or what we offer Offers gold loans, demand loans, and tailored structured credit products. |
Top brands - |
Raw materials needed - |
Raw materials supplier - |
Recurring vs cyclical contribution Revenue largely recurring from loan interest and financial services. |
Our industry position Niche player in gold loan NBFC segment with steady market presence. |
Financial highlights FY 2024 Revenue Rs 5.36 Cr, Net Profit Rs 0.41 Cr; stable financials with cautious growth. |
Geographical revenue split Revenue primarily from domestic operations in India. |
Order book - |
Whats driving growth Customer-centric credit services, strengthened compliance, and stable demand for secured loans. |
Our future plans Focus on enhancing credit appraisal, regulatory compliance, and asset-liability management. |
Our green promise - |
Our people and values Committed to ethical practices and employee-friendly policies in a small team environment. |
Key challenges ahead Competition in financial sector affecting profitability and market share pressure. |
Interesting facts Increased authorized share capital and issued convertible share warrants in FY 2023-24. |
Risks and strategy Faces industry competition risk; mitigation via credit quality improvements and regulatory adherence. |
