What we do Motor & General Finance Limited offers hire-purchase financing primarily for transport vehicles, earth-moving equipment, and diversified financial services including asset management and corporate advisory. |
Founded in 1,930 |
Market share One of the largest dealers for TELCO vehicles in Kerala and Tamil Nadu, prominent in earth-moving equipment financing. |
Problem solved Provides financing solutions for transport vehicles and heavy equipment, enabling businesses and individuals to access capital-intensive assets. |
Top clients or who we serve B2B and B2C customers including transport operators, construction and mining companies across major Indian cities. |
Key management Rajiv Gupta (Chairman & Managing Director & CEO), Arti Gupta (Joint Managing Director), Arun Mitter (Executive Director). |
Our journey and innovations Started in 1930 with vehicle hire-purchase; expanded into leasing, diverse financial services, and merged with multiple entities to consolidate operations. |
Where we operate Major Indian cities with strong presence in Kerala, Tamil Nadu, and Delhi regions. |
Top products or what we offer Hire-purchase financing for TELCO vehicles, leasing for construction/mining equipment, merchant banking and asset management services. |
Top brands Flagship offerings focus on TELCO vehicle dealership and financing services. |
Raw materials needed - |
Raw materials supplier - |
Recurring vs cyclical contribution Revenue is primarily from financing and leasing activities, implying recurring income streams with some cyclical demand. |
Our industry position Established player with strong regional presence and diversified financial services portfolio. |
Financial highlights FY 2024-25 standalone revenue approx. Rs. 69.7 crores; net profit around Rs. 8 crores. |
Geographical revenue split - |
Order book - |
Whats driving growth Expansion in vehicle leasing and financing, diversified financial services, and regional dealership network strength. |
Our future plans Focus on reappointing key leadership and enhancing compliance; no major change in business nature planned. |
Our green promise - |
Our people and values Strong corporate governance with independent directors, ethical business practices, and robust risk management. |
Key challenges ahead Managing regulatory compliance, evolving market demands, and competition in finance and leasing sectors. |
Interesting facts MGF was co-promoter of India Lease Development with International Finance Corporation, World Bank affiliate. |
Risks and strategy Mitigates financial and operational risks via internal controls, audit committees, and a detailed risk management framework. |
