What we do MOS Utility Ltd provides a digital platform for instant money transfers, AEPS, travel, insurance, utility payments and courier services through a vast agent network. |
Founded in 2,009 |
Market share Strong presence with 168,018 partners, growing in fintech and digital service segments across India. |
Problem solved Simplifies access to digital payments, insurance, travel bookings, and utility services via an integrated agent platform. |
Top clients or who we serve B2B and B2C clients including agents, distributors, and consumers across banking, travel, insurance, and utility sectors. |
Key management - |
Our journey and innovations Incorporated in 2009, converted to public in 2022, expanded services, launched new digital products and subsidiaries to enhance offerings. |
Where we operate Primarily India-wide operations with an expanding footprint via online platform and franchise network. |
Top products or what we offer Digital payments, flight and hotel booking, insurance sales, utility bill payments, courier services and digital POS devices. |
Top brands Q-BRIDGE, MOS Digital QR, IRCTC Tourism, MOS courier network - fast growing digital financial and utility services. |
Raw materials needed - |
Raw materials supplier - |
Recurring vs cyclical contribution Revenue largely recurring via platform transactions and commissions from continuous services. |
Our industry position Emerging player with strong agent network in fintech, travel, insurance and utility payment services. |
Financial highlights FY25 Revenue Rs 21.18 Cr, Net Profit Rs 11.22 Cr, showing steady profitable growth over previous years. |
Geographical revenue split Revenue predominantly from Indian market; outside India not specified. |
Order book - |
Whats driving growth Expansion of agent network, new product launches, loyalty programs, and digital payments adoption. |
Our future plans Focus on franchisee expansion, new digital products, preferential equity issues, and strategic acquisitions. |
Our green promise - |
Our people and values Diverse workforce with gender inclusion; focus on ethics, compliance, and customer engagement. |
Key challenges ahead Scaling agent network, regulatory compliance, competitive fintech market, and technology upgrades. |
Interesting facts Launched studio projects in Film City; introduced courier service in 2022; holding multiple subsidiaries. |
Risks and strategy Mitigating operational, financial and regulatory risks via strong governance, controls and diversification. |
